Quick Tips to maximize your credit score.
- Obtain 2 credit cards (no more no less).
- Keep a balance on the card less then 10% of the max limit of the credit card. If the card has a $1,000 max limit never allow the balance on the card to go over $100.
- More then 2 credit cards can lower your score.
- Keep your payments on time every month for all bills.
- Never let a payment go more then 30 days late.
- Stop future collections. Call all of your creditors, including phone, internet, and any monthly bill you have once very few months to make sure everything is on time and not late.
- Save money, because you never know when you will need to pay a bill.